If you’re a motorcycle rider in Newmarket, NH, you understand that you’ll need special insurance. However, deciding on which specific insurance you need can be complicated. At Keslar Insurance Agency, we’re here to help you decide on the coverage that’s right for the way you ride. There are various types of insurance to consider, including the following:
Collision Coverage
If you are still making payments on your bike, it’s likely that your lender will require that you carry collision coverage on the full value of the bike. This ensures that if you’re in an accident and the motorcycle is totaled, the lender will still receive their money.
Liability Coverage
If you’re involved in an accident, it’s likely that there will be damage to another vehicle, property, or that others could be injured. Liability coverage helps to handle these expenses so that you are not personally responsible for them. This coverage will also help you if anyone sues you as a result of the accident. You can purchase various amounts of liability coverage, depending on what you can afford and what you think is necessary.
Medical Coverage
Motorcycle accidents can result in severe injuries. Medical coverage helps to pay your medical expenses, either after your health insurance is capped out, or in coordination with your health insurance, depending on how your policies are set up. A skilled insurance agent from Keslar Insurance Agency can help you evaluate your existing coverage and decide if you need more.
When you need motorcycle insurance in Newmarket, NH, reach out to our friendly professionals. We’ll help you to determine the best insurance for you so that you’re covered while you ride.
