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Newmarket, NH 03857

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10 things you absolutely need to know about life insurance

One of the pillars of personal finance, deserving of consideration in every home, is life insurance. While facing the reality of our demise is often a difficult task, the well-being of our loved ones after our passing is a crucial matter that cannot be overlooked. Acquiring a life insurance policy simplifies this decision and reduces uncertainty about the future. Here are a few things you need to know about life insurance

  1. If you have loved ones depending on you financially, life insurance is essential. Life becomes difficult on dependents upon your demise. It is vital to address these concerns with your insurance agent. At Keslar Insurance Agency, we analyze each client individually to come up with a policy that meets their concerns.
  2. Life Insurance is about financial obligation alone. Life insurance provides the policyholder and their loved ones peace of mind. The demise of the breadwinner weighs heavily on his dependents. Such concerns as school fees, unpaid medical bills, or funeral expenses may be a significant burden on your loved ones. Do not let the worries of the future prevent you from enjoying life in Newmarket, NH.
  3. Life insurance is a contract. Benefits are paid only to those who are affected by your demise.
  4. This policy is a risk management tool.
  5. Life insurance has two broad categories, term and permanent. Term insurance is paid based on the insured dying with a particular of time say 10, 20, or 30 years. Our agents at Keslar Insurance Agency will advise on whether to take up the term or permanent insurance policy based on your circumstances.
  6. The cost of life insurance varies based on the insurance company.
  7. Determining your optimal life insurance policy is not difficult. Our insurance agents will work closely with you to come up with a policy that meets your needs.
  8. It is alright to seek help in preparing for your death.
  9. Always ask about your options when you need to cancel an insurance policy.
  10. Familiarize yourself with major insurance terms.

Please feel free to contact our insurance agents at Keslar Insurance in Newmarket, NH for further information.

Virtual tools for prospects & clients

We make it easy to work with us in person- or virtually.

We always want to be your personal connection for all your insurance needs. We love seeing our clients and knowing them.  And we will continue to be here for you! Given the current and quickly changing global concerns with personal interaction, we wanted to clarify for our community how we can support you, without ever even stepping foot into our office! 

  • Quotes:
    We are fully staffed with licensed agents who can take your information over the phone and provide you with electronic copies of quotes which you can review at your convenience. We also have the ability to start a quote online on our website for you with 24/7 convenience.
    If you do decide to move forward with us, we can address all the documentation virtually as well, using simple and secure e-signature software that you can use on your phone, laptop, tablets and other devices. We are happy to mail hard copies when necessary.
  • Service:
    We are available via phone during our regular business hours to answer questions, accept bill payments, start claims, make changes to your policies, and more. Additionally, you can also reach us via email and text. (Note: No policies can be bound or changed until you hear back from a licensed agent.)
    We also have a convenient and secure Client Center on our website which allows you to view policies, print insurance ID cards, update contact information, download documents and more all – any time, any day! 
  • Additional resources:
    Although we pride ourselves in being your first point of contact for any service requests, Our website also lists the service contact information for each of our carriers, making it easy should you want to contact them directly to do things like pay a bill or start a claim. 
    We also have a robust searchable blog with over 100 relevant educational posts that can help answer many questions that you may have. 

We are grateful to have leading technologies which allow us to provide robust and diverse options for our prospects and clients. Our goal is to provide exceptional service at all times, even when they are changing. 

We thank you for your continued connection and look forward to a continued relationship. 

The Staff at Keslar Insurance

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  • New Hampshire
  • Maine
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  • Concord Group Insurance
  • Foremost Insurance Group
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  • Safety Insurance