Other Insurance in New Hampshire and Maine
Besides your home and vehicles, your "toys" are probably some of the most valuable items that you own. Your boat, motorcycles or collectibles are meaningful to you and provide you with hours of entertainment and pleasure. You've worked hard to buy them, and deserve to enjoy the fun that comes with taking your motorcycle out for a drive, or showing off your collectibles at a toy show, or going out on the lake in your boat.
To help protect your investments, it's important to have enough insurance coverage to protect them in the event of an accident or theft. At Keslar Insurance Agency we can help you find the following policies:
Boat, Watercraft, ATV and Motorcycle Insurance in NH and ME
Enjoy your day out on the water, knowing that your insurance policy will cover most incidents that might occur. Any type of boat or watercraft--a motor boat, fishing boat, Jet-Ski, paddle boat or fishing boat--may experience trouble when out in the water, in transit to the water or in storage. When you have your watercraft insured, you won't have to worry about the financial strain it will put on your budget in the event of a worst case scenario. Among your boat insurance options are on-water towing, roadside assistance and total loss eplacement, both of which help protect your investment.
Keeping all of your assets safe from potential concerns and damages can be complicated, especially if you are not sure about the insurance that is most appropriate for your goals and situation. In New Hampshire, you may need to purchase some coverage for certain assets; however, the exact coverage that you need may vary. An insurance agency like the Keslar Insurance Agency can help whenever you are looking for insurance protection.
Owning a boat does not necessarily mean that you need a comprehensive insurance policy; however, it is usually a good idea to purchase liability protection in case an accident takes place on your boat or you hit another boat on the water. Additional coverage can be a good purchase if you are concerned about damages from a storm or similar problems. You can also buy a policy to help pay for cleaning up oil spills or any concerns that may occur while you are transporting the boat.
An all-terrain vehicle, or ATV, can be dangerous; however, insurance is available to help pay for any medical expenses or liability concerns that may arise. Depending on how you intend to use the vehicle, the coverage that you may want or need can vary. In general, you should make sure that you cover any concerns related to accidents and that you have protection against common injuries. Additional coverage can also help pay for any damages to your ATV and protect against theft.
In New Hampshire, you are required to purchase liability coverage for any motorcycle that you own. Although liability concerns are often covered, you may determine that the state minimum is not enough to address your concerns or that you may want additional coverage to pay for any damages to your motorcycle that occur. Comprehensive coverage can also help pay for the losses that are incurred if your motorcycle is stolen or damaged by a third party. Depending on your concerns, the amount of coverage that is appropriate can vary; however, you should always meet or exceed the state standards for liability concerns.
There are a variety of assets that can be damaged at the most unexpected times. That is why the right insurance policy is an important part of protecting your finances and your personal property. To learn more about the options that are available for your assets, contact us to speak to an agent today.